Lots to discuss
about this. I will preface this with the fact that I may be out of
touch with low income because I have been doing well for a long time
now, but at 28 I was working for just a little more than minimum
wage.
1. Of course some
people have no income due to poor health, they mostly are on SSDI.
2. I think the
studies about poverty that talk about the stress of poverty are not
about what we call poverty in the first world.
3. Measured by
consumption there is very little poverty in the USA see here:
http://conversableeconomist.blogspot.com/2013/09/the-poverty-rate-income-and-consumption.html
4. Recently there
was an article, I cannot find it, about how positive about the future
people in El Paso TX are. Also the people working in the little
Chinese restaurants around here are probably working for less than
minimum wage but I bet most are optimistic about the future. So
perhaps a more positive message would help, say: “You can do it
like this guy:
http://earlyretirementextreme.com/how-i-live-on-7000-per-year.html
5. One of my
impressions is that many people in the USA that are low income and
have no or negative wealth are there because the do not worry and so
do not save and hold off on consumption. Am I wrong? Maybe they are
right to think like that, as starvation is virtually unknown in the
USA.
6. Some people talk
about people having too live in a bad neighborhood, but we cannot
all be above average. So that is unsolvable, although more and better
police might help.
http://marginalrevolution.com/marginalrevolution/2013/01/more-police-fewer-prisons-less-crime.html
and here: http://mason.gmu.edu/~atabarro/TerrorAlertProofs.pdf Also
legalizing drugs might help in 2 ways:
https://www.youtube.com/watch?v=OP56H_ZpEsE.
7. Nevertheless we
are very rich in the USA and a UBI or an hourly wage subsidy to
replace the complex and convoluted matrix of programs that we
current;y have for least capable among us. The trick is to do it with
while minimizing the negative incentive affects.
8. Certainly the
church could, should do more but it is very fragmented now and
without the big denominations building new hospitals, old age homes,
orphanages is difficult. I think some of that is due to crowding out
by government. The mutual aid societies have been almost completely
displaced. Further according to sociologist Charles Murray, today
poor people tend to not go to church any more.
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