Thursday, May 13, 2021

Female Education not Income is the Most Reliable Correlate of Low TFR

A comment on MarginalRevolution.com said:

 Female education is the most reliable correlate of low TFR


it looks like
 children get in the way of schooling AND school gets in the way having children, and that makes more educated women end up having fewer children and more educated women tend to be richer but it's not that they are richer.


I agree with the above comment and IMO it shows a lack of confidence in men and marriage. Especially when they are encouraged to study fields where there are well paid jobs, like accounting.  I understand that because the idea is so popular, it is very risky to go rogue.  Nevertheless I'm amazed at the attitudes toward this and the modern idea that getting pregnant and then marring the father is compounding the mistake, in my very conservative fundamentalist church. All the parents want their daughters to get a money earning education and I once brought up for discussion the idea that a girl getting pregnant and then marring the father is compounding the mistake and everyone agreed that it was indeed not good to "compound the mistake". I myself am not so sure, many men/families do well in such situation, but everyone else seemed all in and automatic on the modern idea.  My Grandfather sent back to relatives in Italy to send a suitable wife which they did and they had a good marriage, so I think marriage is more random that folks think anyway.

Interesting.

Disclosure I have no daughters just 2 sons.

Wednesday, May 12, 2021

David Goldhill's 3 Great Points

 David Goldhill make's 3 great points that I've not read elsewhere.

  • That emergency care is not so expensive to deliver. He says go to an emergency room and look around. 
  • The other is that the fact that on an annual basis healthcare 90% of healthcare is purchased by 10% of people is not unlike many other products. Like homes, refrigerator, cars etc.
  • One out of five 90 year olds will have surgery on the year of their death, when no surgery is indicated for 90 years olds.
I believe he has said some wrong things also.

Here is an idea that fits with his view of healthcare. 

And here is the one guy trying to explain why we put up with the craziness. 

Time for the Federal Government to Step in and Force California to Liberalize Building

Time for the Federal Government to step in and force California to liberalize building, it has the best weather in the USA. The Feds have the right under the the commerce clause. Governments in California are in effect restricting trade between states and denying people's right to build on their own land. 

The Feds also need to step in on stadiums and tax breaks to attract businesses.


Friday, April 30, 2021

Freddie deBoer Proposes Allowing Children to Drop Out of School at Age 12

Freddie deBoer proposes allowing children to drop out of school at age 12 

Wow drop out at age 12.

I like it but i'd guess upper class Democrats won't.

He goes not to lament the lack of family supporting jobs for those without school credentials. He claims there used to be those great factory jobs in the past but now there are no options for them. On that he is ignorant, in free to build areas, like my city Gainesville FL, blue collar high school dropouts can and do do better than those with their schooling ability ever did. My son hated school and after High School took a job as a laborer with a plumber. He now make about the median income of the USA and owns a home outright he is 27 and is close to having enough money to retire.

Restricting building is a double negative for High School dropouts. It eliminates the jobs of building and pushes up home prices and rents. It also creates jobs for lawyers fighting to get permission to build. 

It is the biggest Government sin of our time.  

Some evidence that dropouts can do great if they have a little wisdom and live in free to build areas:

The Amish generally drop out of school at 16 and do fine.

The Hasidic Jews do great on low income

Meanwhile many college grads struggle made worse by there debt. The student loan program being another bad sin of Government. (That and the 30 year mortgage.) Neither would not exists without Government backing.

DeBoer needs to get out an look at the world. Wisdom trumps smart even today. 

Monday, April 19, 2021

An idea for Single Payer Supporters

 I have an idea for supporters of single payer healthcare.

1. Since it would be difficult to change Medicare much, we keep it as it is.

2. Since it would be relatively cheap, and it’s among the most effective healthcare, and makes the plan more workable, the Government would cover children from the time that their mother gets pregnant until they turn 18 years old.

3. For each citizen turning 18 years old the Government would fund a medical savings account with $100,000 (this number might be too low or too high).  Money from that account could be spent on any medical care that normally UK NHS provides for UK citizens.

4. If an individual’s spending goes over $100,000 between the ages of 18 and 65 the Government pays for all the overage.

5. When people reach age 65 the money left in the account would be theirs to keep.

6. If someone is diagnosed with diabetes or some other costly chronic disease before age 18 we might want to add some amount of money to their account.

7. We might have to do something to prevent people from delaying care when they are close to 65 years old.


Why, because too many USA citizens feel no compunction stealing from Government AND/OR insurance companies.

Monday, April 5, 2021

People have no Idea of the Contributory Relationship in Social Security

From Chris Pope via twitter 

People have no idea of the contributory relationship in Social Security. The median beneficiary believes that an extra $1 of payroll tax contributions will get them $1 more of benefits in retirement (37% believe it will add $0). The reality averages.

Friday, March 26, 2021

A Response to David Cross': Why America Sucks at Everything

A Response to David Cross: Why America Sucks at Everything

1. Anyone who sites life expectancy as an indicator of poor healthcare has not been following the data.

It is very hard to compare life expectancy across nations but, Life expectancy in the USA, net of homicides, accidents and drug OD's is probably higher in the USA than Denmark. That is because Healthcare beyond the cheap basics, that everyone gets (vaccinations, antibiotics, trauma care), has very little effect on Life Expectancy (which BTW should be current average life length) and USAers are a bit wild. More and better police would have a bigger effect on Life expectancy than Single payer would. (Look up the Rand health insurance experiment)

2. The income life expectancy gradient is steeper in Canada than in the USA.
Indeed, the health-income gradient is slightly steeper
Now as I said above I think (and most people who study it agree) that healthcare beyond the cheap stuff (vaccinations, antibiotics, trauma care) that everyone gets, has little effect on Life expectancy BUT some of those who believe it does a significant effect, say that the health-income gradient is slightly steeper in Canada than the USA because in the USA the people in the system look at a low SES person and see dollar signs but in Canada they just see a low SES person who, in their mind probably brought it on themselves. (As much as good people should and often do resists that thinking, we are all subject to BTW.)