One percent per year expense on a mutual funds is over 20% of the expected real gain! And you do not even beat the indexes! And you must have paid of congress because 401ks legally require us to use mutual funds!
Or
We know from Benford's Law that you are scamming us.
Or
Goldman Sachs runs the US Treasury, is it any surprise that it biased in their favor?
Or
The Federal Reserve system cannot function well in a sharp contraction. We need free banking.
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